Each New Year, one in three Americans vows to make new year resolutions that better their lives with a fresh start. We talked to lifestyle expert, Emily Kaufman, about how to make changes in your finances, make a difference, and make more your of free time.
Question: Are people looking to get a fresh start on their personal finances this year?
Emily: After the holidays, finances are on everyone’s mind especially if you were overly generous and charged a lot of gifts on credit cards, but that holiday debt can start to feel like a crushing weight.
So, if you’re looking to get your finances in order in the new year, I suggest consolidating your debt at a lower interest rate and into one monthly payment with a personal loan from LendingClub. Their customers save almost $300 dollars a month on average and that’s money you can put into savings to re-invest in yourself. If you apply with someone who has even better credit than you like a spouse or friend, you could qualify for a larger loan or a lower interest rate. To find out more, go to LendingClub.com.
Question: What’s a great way to make a difference in the new year?
Emily: I think a lot of people want to help change lives and one of the most powerful and personal ways to do that is sponsoring a child through World Vision. Your gift of $39 a month not only helps a child, but also their community with access to life-changing resources like healthcare, education and child protection.
You also have the opportunity to get to know your child personally through progress updates and letters. It’s such a positive step to make a difference in the new year. You can find out more at WorldVision.org.
Question: What are some of the most popular New Year Goals that can change your life in 2018?
Emily: Some of the most popular News Years Resolutions are spend more time with your family, take better care of yourself, and to travel more. If any of these are on your list I’ve got the perfect place for any or all of those things – Huntington Beach California. Known as surf city USA- this ocean front destination is filled with options for healthy living with active options like stand up paddle boarding, bike riding, yoga on the beach, beach volleyball and of course surfing.
Huntington Beach, California.
There are plenty of spas to choose from where you can pamper yourself – and if your family includes dogs, you can bring them along because Huntington Beach is super dog friendly with their hotels and dog beach. Go to SurfCityUSA.com to learn more.
Have a Happy New Year!
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