Time for a New Year! Time for a New You!

Each New Year, one in three Americans vows to make new year resolutions that better their lives with a fresh start. We talked to lifestyle expert, Emily Kaufman, about how to make changes in your finances, make a difference, and make more your of free time.

Question: Are people looking to get a fresh start on their personal finances this year?

Emily: After the holidays, finances are on everyone’s mind especially if you were overly generous and charged a lot of gifts on credit cards, but that holiday debt can start to feel like a crushing weight.

So, if you’re looking to get your finances in order in the new year, I suggest consolidating your debt at a lower interest rate and into one monthly payment with a personal loan from LendingClub. Their customers save almost $300 dollars a month on average and that’s money you can put into savings to re-invest in yourself. If you apply with someone who has even better credit than you like a spouse or friend, you could qualify for a larger loan or a lower interest rate. To find out more, go to LendingClub.com.

Question: What’s a great way to make a difference in the new year?

Emily: I think a lot of people want to help change lives and one of the most powerful and personal ways to do that is sponsoring a child through World Vision.  Your gift of $39 a month not only helps a child, but also their community with access to life-changing resources like healthcare, education and child protection.

You also have the opportunity to get to know your child personally through progress updates and letters.  It’s such a positive step to make a difference in the new year.  You can find out more at WorldVision.org.

Question: What are some of the most popular New Year Goals that can change your life in 2018?

Emily: Some of the most popular News Years Resolutions are spend more time with your family, take better care of yourself, and to travel more.  If any of these are on your list I’ve got the perfect place for any or all of those things – Huntington Beach California.  Known as surf city USA- this ocean front destination is filled with options for healthy living with active options like stand up paddle boarding, bike riding, yoga on the beach, beach volleyball and of course surfing.

Huntington Beach, California.

There are plenty of spas to choose from where you can pamper yourself – and if your family includes dogs, you can bring them along because Huntington Beach is super dog friendly with their hotels and dog beach. Go to SurfCityUSA.com to learn more.

Have a Happy New Year!

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Get a Fresh Start to Your New Year with Positive Changes for a New You

Each New Year, one in three Americans vows to make positive changes that better their lives with a fresh start but many people get side tracked before January is over. Emily Kaufman has three easy solutions for a healthier new year and ways to hit your targeted goals so your resolutions don’t get derailed.

Boost Your Weight Loss Efforts with Celsius. Each new year is an opportunity for a fresh start to make positive changes in your life and the number one resolution that tops the list for most people is to lose weight and get healthy. One way to boost your weight loss effort is to make Celsius, a healthy energy drink, your go-to fitness partner. Multiple university studies have shown that drinking one Celsius will burn an additional 100 calories or more.

It also has been proven to help burn up to 93% more body fat during moderate activity. There are five flavors and it contains no sugar, no high fructose corn syrup, no gluten, no artificial flavors or colors and you can get it at stores nationwide. Use the store locator at Celsius.com to find a retailer near you.

Don’t Let Your New Year Resolutions Get Derailed with a Cold. Whether your new year goals are to eat healthy, exercise more, or even work on your bucket list and travel goals, nothing will sideline your momentum more than a cold. And colds are no match for Cold-EEZE cold remedy products. Their classic cherry lozenges are clinically proven to shorten your cold by almost half the time based on double blind, placebo-controlled studies conducted at Dartmouth College and the Cleveland Clinic. The Cold-EEZE quick melts also provide relief to multiple cold symptoms.  Not only is it the #1 pharmacist recommended brand, but it’s Emily’s go to brand, too. For more information, check out Coldeeze,com.

Set Specific Goals. You can’t hit a target if you don’t know where to aim, so regardless what your New Year Goals are, you need to be specific. For example, don’t just set a goal to “lose weight,” but define how much you need to lose and give yourself a timeline to achieve it like “I’m going to lose 10 pounds by March 1st.” Also, make a plan about how you’re going to achieve that goal that specifies exactly how you’re going to go about it.